Your first year at 2.99%-3
Your first year at 2.99% - form image 2

What 2.99% is actually worth

Move the price to a home you're considering. This compares the buydown against financing the same home at today's going rate.

$365,000
Down payment
 
6.71%
See my exact payment
Year 1 at 2.99%Your payment for the first 12 months
—
Year 2 at 3.99%Second 12 months
—
Year 3 onward at 4.99%Fixed for the remaining 28 years
—
Same home without the buydownAt the market rate above
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You keep an estimated — a month in year one, — over the first two years, and — across the life of the loan.

Disclaimer: All results are estimates only and reflect principle and interest only. Actual payments may vary based on buyer qualifications, loan program, property location, taxes, insurance, HOA fees, and other lender guidelines. Not a commitment to lend. 

FIND THE RIGHT FIT

From the high desert mountains to the Columbia River valley, MonteVista Homes builds thoughtfully planned communities across Central and Northeastern Oregon that your buyers will be proud to call home.

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A private enclave of 12 homesites tucked away in Eastside Bend.

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Courtyard and single-family homes surrounded by small-town charm.

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Scenic golf course living with mountain views and modern conveniences.

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Picturesque living, close to Barnes Butte trail system and Barnes Butte Elementary.

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Spacious single-family homes close to schools, parks and everyday essentials.

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Stunning Columbia River views, just a short drive to the Tri-Cities.

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*Offer available on select homes. Special financing offers available for new contracts only on or after 8/30/2026 on select MonteVista Homes that close on or before 12/18/2026 when using Mutual of Omaha Mortgage. Based on a 30-year fixed term. Any monthly payment examples exclude monthly MI, UFMIP, taxes, and insurance. Payment will be higher. Terms subject to change. Rates and payments based on credit score of 700 or better. 2.99% the first year, 3.99% the second year, are payment subsidies, then the home locks in at at 4.99%, 5.79% APR fixed rate for year three and beyond. Other restrictions may apply. This applies to new rate locks and cannot be applied if the loan is already locked. NMLS#1025894. Equal Housing Lender. Please note, these examples are for informational purposes only and do not constitute a loan offer. The terms and conditions of financing depend on several factors, including the lender and loan type. All mortgage loan terms are subject to credit approval, market conditions, and availability. Prices, rates, features, amenities, floor plans, and specifications are subject to change without notice. Contact MonteVista Homes for more details. 

 

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